17 September 2026
DLD vs ADREC vs ADGM vs DIFC: How the Registry Authority Changes Your UAE Conveyancing Paperwork
Why does the registry authority matter for conveyancing paperwork?
Because the registry authority — not the emirate alone — decides which contract instrument applies, what the transfer fee rate and split are, and which language prevails if the English and Arabic texts of an agreement disagree. The emirate cannot answer this on its own: DIFC sits inside Dubai and ADGM sits inside Abu Dhabi, each running its own registry with its own rules, distinct from the emirate-wide land department around it.
What are the four registry authorities in play?
| Authority | Registry | Transfer Fee | Buyer Share | Prevailing Language |
|---|---|---|---|---|
| DLD | Dubai Land Department | 4% | 100% | Arabic |
| ADREC | Abu Dhabi Real Estate Centre | 2% | 100% | Arabic |
| SRERD | Sharjah Real Estate Registration Department | 4% | 100% | Arabic |
| ADGM RA | Abu Dhabi Global Market Registration Authority | 2% | 50% | English |
| DIFC RO | Dubai International Financial Centre Registrar of Companies | 4% | 100% | English |
Is Form F used for every UAE property transaction?
No — Form F is DLD's own Unified Contract, specific to Dubai Land Department transactions. Applying it to an ADREC, ADGM, or DIFC deal hands the parties a contract referencing the wrong registry, the wrong clause numbering, and in Dubai's case, an Arabic-supremacy clause that may not even be the correct prevailing-language rule for that jurisdiction. Outside DLD, the correct instrument is a jurisdiction-appropriate Memorandum of Understanding or Sale & Purchase Agreement, not a relabelled Form F.
Why does ADGM split the transfer fee 50/50 when everyone else charges the buyer 100%?
It's simply how ADGM's own fee structure is set — a straightforward 50/50 split between buyer and seller, rather than the buyer bearing the full transfer fee as under DLD, ADREC, SRERD, and DIFC. On a AED 2,000,000 transaction at ADGM's 2% rate, that's a AED 40,000 fee split into AED 20,000 each, versus the same AED 2,000,000 at DLD's 4% producing an AED 80,000 fee borne entirely by the buyer. A firm that applies the standard 100%-buyer assumption to an ADGM deal has just miscalculated who owes what by tens of thousands of dirhams.
Why does prevailing language matter beyond just which text is printed first?
Because if the English and Arabic versions of a contract disagree — even on a single clause, even unintentionally in translation — the prevailing-language rule decides which version is legally controlling. DLD, ADREC, and SRERD contracts default to Arabic as prevailing; ADGM and DIFC, as common-law free zones, default to English. Getting this backwards in a bilingual document doesn't just look wrong — it means the wrong text is the one that actually governs the deal if a dispute ever turns on the exact wording of a clause.
Should a conveyancing checklist look the same across all four registries?
No — a checklist item that doesn't apply in a given jurisdiction should be omitted entirely, not shown as an unticked box. A DLD-specific NOC requirement showing up, unticked, on a DIFC deal reads as an outstanding compliance gap to anyone reviewing the file, when the honest answer is that the item was never applicable to that jurisdiction in the first place. The checklist itself should be derived from the jurisdiction and transaction type together, not from one fixed template applied everywhere.
Can the registry authority be changed after a deal is created?
It should remain editable early in the deal — since the initial value is often inferred from free-text address matching and can be wrong — but lock once the deal reaches a meaningful compliance checkpoint (such as after AML screening is underway). Editable at all times would let the registry silently drift after documents referencing the earlier value have already been generated and possibly signed; locked from the start would leave no way to correct an inference error made from an address string alone.
VanEdge KYAML™
Automated KYC/AML compliance for UAE real estate DNFBPs under Federal Decree-Law No. 10 of 2025 — UBO resolution, EDD triggers, sanctions/PEP screening, and sealed audit trails.